Mukhyamantri Abua Swasthya Suraksha Yojana 2026:
Healthcare expenses can place a significant financial burden on families, especially during medical emergencies. To ensure affordable and quality healthcare for eligible residents, the Government of Jharkhand has launched the Mukhyamantri Abua Swasthya Suraksha Yojana (MASSY). Under this scheme, eligible families receive health insurance coverage of up to ₹15 lakh per year, allowing them to access treatment at empaneled government and private hospitals.
If you want to know who is eligible, what benefits are available, how to download the Abua Swasthya Health Card, and the complete online application process, this guide explains everything in a simple and easy-to-understand manner.
Mukhyamantri Abua Swasthya Suraksha Yojana Overview
| Field | Details |
|---|---|
| Scheme Name | Mukhyamantri Abua Swasthya Suraksha Yojana (MASSY) |
| Category | Government Health Insurance Scheme |
| State | Jharkhand |
| Department | Department of Health and Family Welfare, Government of Jharkhand |
| Implementing Agency | Jharkhand State Arogya Society |
| Coverage | Up to ₹15,00,000 per family per year |
| Beneficiaries | Eligible ration card holder families |
| Application Mode | Online |
| Official Website | https://bis.jharkhand.gov.in/ |
| Status | Active |
| Last Updated | As per the latest available official information |
What is Mukhyamantri Abua Swasthya Suraksha Yojana?
Mukhyamantri Abua Swasthya Suraksha Yojana is a flagship healthcare scheme introduced by the Government of Jharkhand to provide financial protection against medical expenses.
The scheme covers hospitalization expenses, critical illness treatment, surgeries, dialysis, diabetes management, blood pressure treatment, and several other medical services. Eligible families can receive cashless treatment at empaneled hospitals across the state.
As per the latest available official information, every eligible family can receive annual health insurance coverage of up to ₹15 lakh.
Latest Update
The scheme is currently operational, and eligible beneficiaries can download their health cards through the official beneficiary portal after Aadhaar verification and successful e-KYC.
Applicants whose Aadhaar and ration card details match can download their cards instantly from the official portal.
Benefits of Mukhyamantri Abua Swasthya Suraksha Yojana
Eligible families receive several important healthcare benefits under this scheme.
- Annual health insurance coverage of ₹15,00,000 per family
- Cashless treatment at empaneled hospitals
- Coverage for general hospitalization expenses
- Treatment for critical illnesses covered under the scheme
- Free medicines at government hospitals for eligible patients
- Support for diabetes, blood pressure, and dialysis treatment
- Coverage for 21 serious diseases under the Mukhyamantri Gambhir Bimari Upchar Yojana
- Temporary health cards for emergency treatment based on ration card details
Important Note: The first ₹1 lakh of insurance coverage is managed through an insurance company, while the remaining amount up to ₹15 lakh is funded directly by the Government of Jharkhand under the trust model.
Key Features of the Scheme
Some of the major highlights include:
- Health insurance up to ₹15 lakh annually
- Online beneficiary verification
- Aadhaar-based e-KYC system
- Coverage for economically weaker families
- Treatment in both public and private empaneled hospitals
- Digital health card download facility
- Transparent beneficiary verification process
Eligibility Criteria
Applicants must satisfy the following eligibility conditions.
| Eligibility Requirement | Details |
|---|---|
| Residence | Must be a permanent resident of Jharkhand |
| Food Security Eligibility | Must possess a ration card under NFSA or Jharkhand State Food Security Act |
| Eligible Ration Cards | Pink, Yellow, and Green ration cards |
Documents Required
Applicants should keep the following documents ready before applying.
| Document | Purpose |
|---|---|
| Aadhaar Card | Identity verification |
| Ration Card | Eligibility verification |
| Aadhaar-linked Mobile Number | OTP verification |
| Aadhaar linked with Ration Card | Required for e-KYC |
How to Apply Online for Mukhyamantri Abua Swasthya Suraksha Yojana?
Eligible beneficiaries can complete the process online by following these simple steps.
Step 1: Visit the Official Portal
Open the official beneficiary portal of Mukhyamantri Abua Swasthya Suraksha Yojana.
Step 2: Login
- Enter your registered mobile number.
- Click Get OTP.
- Enter the OTP.
- Fill in the captcha.
- Proceed to login.
Step 3: Search Using Ration Card
- Enter your ration card number.
- Complete the captcha verification.
- Click on Search.
- Your family details will appear on the screen.
Step 4: Download Health Card
If your Aadhaar and ration card details match successfully, simply click Download to save your Mukhyamantri Abua Swasthya Health Card.
Also Read: Maiya Yojana Jharkhand 2026: Eligibility, Benefits, Documents, Online Apply Process
What to Do If e-KYC is Incomplete?
If your Aadhaar verification has not been completed, follow these steps.
Complete Aadhaar Verification
- Select the e-KYC option.
- Enter your Aadhaar number.
- Choose Aadhaar OTP or fingerprint verification.
- Accept the terms and conditions.
- Verify using OTP.
Correct Mismatched Information
If the Aadhaar details do not match the ration card information:
- Update the incorrect information.
- Submit it for verification.
- Wait until the correction process is completed.
Download the Card Again
After successful verification, log in again and download your health card.
Important Instructions
- Ensure your Aadhaar is linked with your ration card.
- Use only the official government portal for downloading the health card.
- Keep your registered mobile number active for OTP verification.
- Verify all family member details before downloading the health card.
- Do not share OTPs with anyone.
Expert Tips
✅ Complete Aadhaar linking before starting the application process.
✅ Keep scanned copies of your documents ready.
✅ Double-check your ration card number while searching.
✅ Download and safely store your digital health card.
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Common Mistakes to Avoid
- Entering an incorrect ration card number.
- Using a mobile number not linked with Aadhaar.
- Skipping e-KYC verification.
- Ignoring mismatched Aadhaar details.
- Downloading the card before verification is complete.
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Important Information Table
| Feature | Details |
|---|---|
| Insurance Coverage | ₹15,00,000 per family annually |
| Treatment Type | Cashless |
| Hospitals | Government & Empaneled Private Hospitals |
| Verification | Aadhaar e-KYC |
| Application Mode | Online |
| Temporary Card | Available for emergency treatment |
Frequently Asked Questions (FAQs)
1. What is Mukhyamantri Abua Swasthya Suraksha Yojana?
It is a health insurance scheme launched by the Government of Jharkhand that provides eligible families with health coverage of up to ₹15 lakh per year.
2. Who is eligible for this scheme?
Permanent residents of Jharkhand having Pink, Yellow, or Green ration cards under eligible food security schemes can apply.
3. What is the maximum insurance coverage available?
Eligible families can receive health insurance coverage of up to ₹15 lakh per year.
4. Can I download the health card online?
Yes. Eligible beneficiaries can download their health card after successful Aadhaar verification and e-KYC.
5. What documents are required?
You need an Aadhaar Card, an eligible ration card, and a mobile number linked with Aadhaar.
6. What should I do if my Aadhaar details do not match my ration card?
You should update the incorrect information through the portal and complete verification before downloading the health card.
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Conclusion
The Mukhyamantri Abua Swasthya Suraksha Yojana is an important healthcare initiative that helps eligible families in Jharkhand receive quality medical treatment without worrying about high hospital expenses. With annual coverage of up to ₹15 lakh, digital health cards, and access to both government and empaneled private hospitals, the scheme strengthens healthcare access for economically vulnerable families.
As per the latest available official information, eligible beneficiaries should complete Aadhaar verification and download their health cards through the official portal to enjoy the scheme’s benefits.
